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Scam-Proof

Scam-Proof

Protect Yourself and Your Family from Online Fraud: The Indian Guide to UPI, Digital Arrest, Job, Investment and WhatsApp Scams

by Chandan Kumar Singh

One phone call. One link. One "OTP, please." That's all it takes to empty a bank account.

According to Ministry of Home Affairs data reported in early 2026, Indians lost at least ₹22,495 crore to cyber fraud in 2025, and complaints rose about 24% in a single year. The victims weren't foolish. They were ordinary, careful people caught off guard by professional scammers who use fear, urgency and trust.

Scam-Proof is a clear, practical guide to protecting yourself and your family. No jargon, no fear-mongering, just what you need to know and exactly what to do.

WHAT YOU'LL LEARN

  • Why smart people get scammed, and the 5 emotional "buttons" scammers press
  • The PAUSE test: a 5-second check that works on any call, message or link, even new scams
  • 8 things no genuine bank, police officer or company will ever ask you
  • 29 real scams explained: how each works, the red flags, what to say, and what to do if you've already paid
    – UPI collect requests, QR codes and "money sent by mistake"
    – Digital arrest and fake police, CBI and bank calls
    – Task scams, fake jobs, stock-tip groups, crypto and loan apps
    – Fake shops, courier messages, customer care numbers, romance scams and sextortion
    – APK files, screen-sharing apps, SIM swap and WhatsApp takeover
  • A 30-minute security setup for your phone, UPI, email, WhatsApp, Aadhaar and SIM
  • How to protect your parents and children, including a family code word against AI voice scams
  • The first-hour action plan if you lose money: who to call, what to say, what to keep ready
  • Your rights under RBI rules, and how to escalate to the RBI Ombudsman

READY-TO-USE TOOLKIT
✔ Printable Family Safety Card for the fridge
✔ Word-for-word scripts to end any scam call
✔ Bank complaint template and 1930 reporting checklist
✔ "Scam or Safe?" quiz for the whole family
✔ 7-day family protection plan
✔ Important helplines and official websites

WHO IT'S FOR

  • Anyone in India with a smartphone and a bank account
  • Sons and daughters protecting their parents
  • Small business owners who accept UPI payments
  • Students and young professionals targeted by job and task scams

A small cost today could save you lakhs tomorrow. Buy one for yourself, and one for your parents.

📄 Instant download: PDF (55 pages)

First published in 2026

Also by Chandan Kumar Singh

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